ꯃꯁꯤꯒꯤ ꯋꯥꯟ-ꯀ꯭ꯂꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯇ꯭ꯔꯦꯞ ꯑꯁꯤꯅꯥ ꯑꯄꯤꯀꯄꯥ ꯕꯤꯖꯤꯅꯦꯁꯁꯤꯡꯕꯨ ꯊꯨꯅꯥ ꯌꯥꯡꯅꯥ ꯂꯧꯊꯣꯛꯂꯤ꯫ ꯐꯥꯁ꯭ꯠ ꯀꯦꯁ ꯑꯁꯤ ꯀꯩꯗꯧꯉꯩꯗꯥ ꯐ꯭ꯔꯤ ꯑꯣꯏꯗꯦ꯫ ꯐꯥꯎꯟꯗꯔ ꯀꯌꯥꯒꯤ ꯑꯣꯏꯅꯗꯤ, ꯏꯟ-ꯑꯦꯞ ꯐꯦꯛꯇꯔꯤꯡ ꯑꯃꯁꯨꯡ ꯋꯥꯟ-ꯀ꯭ꯂꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯁꯣꯂꯨꯁꯅꯁꯤꯡ ꯑꯁꯤ ꯂꯥꯏꯐꯂꯥꯏꯟ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯎꯕꯥ ꯐꯪꯏ, ꯃꯁꯤꯅꯥ ꯈꯨꯗꯛꯀꯤ ꯑꯣꯏꯕꯥ ꯋꯥꯔꯀꯤꯡ ꯀꯦꯄꯤꯇꯦꯜ ꯄꯤꯔꯤ꯫ ꯑꯗꯨꯝ ꯑꯣꯏꯅꯃꯛ, ꯈꯨꯗꯣꯡꯆꯥꯕꯥ ꯐꯟꯗ ꯑꯁꯤ ꯑꯌꯥꯝꯕꯅꯥ ꯌꯥꯝꯅꯥ ꯂꯨꯕꯥ ꯑꯃꯁꯨꯡ ꯂꯣꯠꯁꯤꯜꯂꯕꯥ ꯃꯃꯜ ꯑꯃꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯂꯥꯀꯏ꯫ ꯑꯥꯔꯇꯤꯀꯜ ꯑꯁꯤꯅꯥ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯇ꯭ꯔꯦꯞ ꯑꯁꯤꯅꯥ ꯀꯔꯝꯅꯥ ꯊꯕꯛ ꯇꯧꯕꯒꯦ, ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯅꯥ ꯂꯦꯃꯍꯧꯔꯤꯕꯥ ꯃꯇꯃꯗꯥ ꯐꯤꯁꯤꯡ ꯑꯁꯤ ꯀꯔꯝꯅꯥ ꯈꯨꯗꯣꯡꯊꯤꯅꯤꯉꯥꯏ ꯑꯣꯏꯅꯥ ꯀꯝꯄꯥꯎꯟꯗ ꯇꯧꯕꯒꯦ, ꯑꯃꯁꯨꯡ ꯃꯁꯤ ꯁꯤꯖꯤꯟꯅꯗ꯭ꯔꯤꯉꯩ ꯃꯃꯥꯡꯗꯥ ꯅꯍꯥꯛꯅꯥ ꯃꯇꯧ ꯀꯔꯝꯅꯥ ꯑꯆꯨꯝꯕꯥ ꯃꯃꯜ ꯑꯃꯁꯨꯡ ꯔꯤꯁ꯭ꯛ ꯑꯗꯨ ꯑꯦꯁꯦꯁ ꯇꯧꯕꯥ ꯌꯥꯕꯒꯦ ꯍꯥꯌꯕꯗꯨ ꯁꯟꯗꯣꯛꯅꯥ ꯇꯥꯛꯂꯤ꯫ ꯋꯥꯁꯛ ꯑꯁꯤ ꯃꯤꯄꯥꯏꯕꯥ ꯄꯣꯀꯍꯅꯕꯥ ꯌꯥꯕꯥ ꯑꯃꯅꯤ: ꯇꯦꯞ ꯈꯔꯈꯛꯇꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯏꯅꯚꯣꯏꯁꯁꯤꯡꯗꯥ ꯊꯃꯖꯤꯜꯂꯕꯥ ꯐꯟꯗꯁꯤꯡ ꯑꯦꯛꯁꯦꯁ ꯇꯧꯕꯥ꯫ ꯑꯗꯨꯕꯨ ꯁꯦꯡꯂꯕꯥ ꯏꯟꯇꯔꯐꯦꯁ ꯑꯁꯤꯒꯤ ꯃꯈꯥꯗꯥ ꯑꯗꯣꯃꯒꯤ ꯃꯥꯔꯖꯤꯟ ꯑꯗꯨ ꯇꯞꯅꯥ ꯇꯞꯅꯥ ꯁꯣꯀꯍꯅꯕꯥ ꯉꯝꯕꯥ ꯀꯝꯞꯂꯦꯛꯁ ꯐꯥꯏꯅꯥꯟꯁꯤꯑꯦꯜ ꯄ꯭ꯔꯗꯛꯇ ꯑꯃꯥ ꯂꯩꯔꯤ꯫ ꯃꯦꯀꯥꯅꯤꯛꯁ ꯑꯁꯤ ꯈꯉꯕꯥ ꯑꯁꯤ ꯑꯄꯤꯀꯄꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯁꯁ꯭ꯇꯦꯅꯦꯕꯤꯂꯤꯇꯤꯗꯥ ꯍꯦꯅꯒꯠꯂꯛꯂꯤꯕꯥ ꯈꯨꯗꯣꯡꯊꯤꯕꯥ ꯑꯁꯤꯒꯤ ꯃꯥꯌꯣꯛꯇꯥ ꯑꯗꯣꯃꯒꯤ ꯑꯍꯥꯅꯕꯥ ꯉꯥꯀꯁꯦꯂꯅꯤ꯫
ꯏꯟ-ꯑꯦꯞ ꯐꯦꯛꯇꯔꯤꯡ ꯑꯁꯤ ꯀꯔꯝꯅꯥ ꯇꯁꯦꯡꯅꯥ ꯊꯕꯛ ꯇꯧꯕꯒꯦ: ꯁꯤꯝꯄꯂꯁꯤꯇꯤꯒꯤ ꯏꯜꯌꯨꯁꯟ꯫ ꯏꯟ-ꯑꯦꯞ ꯐꯦꯛꯇꯔꯤꯡ ꯄ꯭ꯂꯦꯠꯐꯣꯔꯃꯁꯤꯡ ꯑꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯑꯦꯀꯥꯎꯟꯇꯤꯡ ꯅꯠꯠꯔꯒꯥ ꯄꯣꯏꯟꯇ-ꯑꯣꯐ-ꯁꯦꯜ ꯁꯣꯐꯇꯋꯥꯌꯔꯒꯥ ꯍꯀꯊꯦꯡꯅꯅꯥ ꯏꯟꯇꯤꯒ꯭ꯔꯦꯠ ꯇꯧꯏ꯫ ꯅꯍꯥꯛꯅꯥ ꯏꯅꯚꯣꯏꯁ ꯑꯃꯥ ꯁꯦꯝꯕꯥ ꯃꯇꯃꯗꯥ, ꯑꯦꯞ ꯑꯗꯨꯅꯥ ꯈꯨꯗꯛꯇꯥ ꯅꯍꯥꯀꯄꯨ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨꯒꯤ ꯑꯦꯗꯚꯥꯟꯁ ꯑꯃꯥ ꯄꯤꯔꯤ, ꯑꯌꯥꯝꯕꯥ ꯃꯇꯃꯗꯥ ꯑꯄꯨꯅꯕꯥ ꯑꯗꯨꯒꯤ ꯆꯥꯗꯥ ꯌꯥꯝꯅꯥ ꯄꯤ꯫ ꯅꯍꯥꯛꯅꯥ "ꯑꯦꯛꯁꯦꯞꯇ" ꯀ꯭ꯂꯤꯛ ꯇꯧꯏ, ꯑꯃꯁꯨꯡ ꯐꯟꯗꯁꯤꯡ ꯑꯗꯨ ꯅꯍꯥꯛꯀꯤ ꯑꯦꯀꯥꯎꯟꯇꯇꯥ ꯂꯦꯟꯗ ꯇꯧꯏ, ꯃꯁꯤꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯀꯦꯁ ꯐ꯭ꯂꯣꯒꯤ ꯀ꯭ꯔꯥꯟꯆ ꯑꯗꯨ ꯀꯣꯀꯍꯅꯕꯥ ꯑꯣꯏꯅꯥ ꯎꯕꯥ ꯐꯪꯏ꯫ ꯊꯧꯑꯣꯡ ꯑꯁꯤ ꯈꯣꯡꯖꯦꯂꯒꯤꯗꯃꯛ ꯁꯦꯃꯈꯤꯕꯅꯤ, ꯌꯦꯡꯁꯤꯟꯅꯕꯥ ꯅꯠꯇꯦ꯫ ꯐꯤ ꯁ꯭ꯠꯔꯀꯆꯔ ꯑꯁꯤ ꯃꯍꯧꯁꯥꯅꯥ ꯏꯆꯝ ꯆꯝꯕꯥ, ꯑꯄꯤꯀꯄꯥ ꯆꯥꯗꯥ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯄꯤꯔꯤ꯫ ꯃꯁꯤꯅꯥ ꯏꯐꯦꯛꯇꯤꯕ ꯑꯣꯏꯕꯥ ꯆꯍꯤꯒꯤ ꯃꯃꯜ ꯑꯗꯨ ꯃꯥꯁ꯭ꯛ ꯇꯧꯕꯥ ꯉꯝꯕꯥ ꯑꯦꯐꯣꯔꯗꯦꯕꯤꯂꯤꯇꯤꯒꯤ ꯏꯜꯌꯨꯁꯟ ꯑꯃꯥ ꯁꯦꯝꯃꯤ꯫ ꯑꯗꯣꯝꯅꯥ ꯇ꯭ꯔꯦꯗꯤꯁ꯭ꯅꯦꯜ ꯂꯣꯟ ꯑꯃꯥ ꯂꯧꯕꯥ ꯅꯠꯇꯦ; ꯅꯍꯥꯛꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯇꯨꯡꯒꯤ ꯔꯤꯁꯤꯕꯦꯕꯂꯁꯤꯡ ꯑꯗꯨ ꯗꯤꯁꯀꯥꯎꯟꯇ ꯑꯃꯗꯥ ꯌꯣꯜꯂꯤ꯫ ꯑꯁꯦꯡꯕꯥ ꯃꯃꯜ ꯑꯗꯨ ꯐꯥꯏꯅꯦꯜ ꯄ꯭ꯔꯤꯟꯇꯇꯥ ꯂꯩꯔꯤ꯫ ꯑꯗꯨꯒꯨꯝꯕꯥ "ꯑꯄꯤꯀꯄꯥ ꯐꯤ" ꯑꯗꯨ ꯑꯦꯗꯚꯥꯟꯁ ꯑꯣꯏꯕꯥ ꯁꯦꯅꯐꯝ ꯑꯗꯨꯗꯥ ꯂꯦꯄꯊꯣꯀꯏ, ꯑꯗꯨꯕꯨ ꯐꯤ ꯑꯗꯨꯗꯥ ꯂꯩꯔꯤꯕꯥ ꯘꯗꯤ ꯑꯗꯨ ꯅꯍꯥꯛꯅꯥ ꯐꯟꯗꯁꯤꯡ ꯑꯗꯨ ꯌꯥꯕꯥ ꯃꯇꯃꯗꯥ ꯇꯤꯛ ꯇꯧꯕꯥ ꯍꯧꯏ꯫ ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯀꯤ ꯀꯁ꯭ꯇꯃꯔꯅꯥ ꯅꯨꯃꯤꯠ ꯳꯰ꯅꯤꯒꯤ ꯃꯍꯨꯠꯇꯥ ꯅꯨꯃꯤꯠ ꯶꯰ꯅꯤ ꯆꯪꯂꯕꯗꯤ, ꯀꯦꯄꯤꯇꯦꯜ ꯑꯗꯨꯒꯤ ꯃꯃꯜ ꯑꯗꯨ ꯁꯔꯨꯛ ꯑꯅꯤ ꯍꯦꯅꯒꯠꯂꯀꯏ, ꯃꯁꯤꯅꯥ ꯌꯣꯅꯕꯥ ꯑꯗꯨꯗꯥ ꯅꯍꯥꯛꯀꯤ ꯄ꯭ꯔꯣꯐꯤꯇꯦꯕꯤꯂꯤꯇꯤꯗꯥ ꯌꯥꯝꯅꯥ ꯁꯥꯊꯤꯅꯥ ꯁꯥꯐꯨ ꯄꯤ꯫
ꯀꯝꯄꯥꯎꯟꯗꯤꯡ ꯐꯤ ꯄ꯭ꯔꯣꯕ꯭ꯂꯦꯝ: ꯂꯦꯠ ꯄꯦꯃꯦꯟꯇꯁꯤꯡꯅꯥ ꯗꯦꯕꯠ ꯁ꯭ꯄꯥꯏꯔꯦꯜ ꯑꯃꯥ ꯁꯦꯝꯕꯥ ꯃꯇꯃꯗꯥ꯫ ꯋꯥꯟ-ꯀ꯭ꯂꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯇ꯭ꯔꯦꯞ ꯑꯁꯤꯒꯤ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯈꯨꯗꯣꯡꯊꯤꯅꯤꯡꯉꯥꯏ ꯑꯣꯏꯕꯥ ꯃꯑꯣꯡꯗꯤ ꯐꯤꯁꯤꯡ ꯑꯁꯤ ꯀꯔꯝꯅꯥ ꯀꯝꯄꯥꯎꯟꯗ ꯇꯧꯕꯒꯦ ꯍꯥꯌꯕꯁꯤꯅꯤ꯫ ꯔꯤꯁ꯭ꯛ ꯑꯁꯤ ꯂꯂꯣꯅꯕꯗꯒꯤ ꯅꯍꯥꯛ, ꯕꯤꯖꯤꯅꯦꯁ ꯑꯣꯅꯔꯗꯥ ꯇ꯭ꯔꯥꯟꯁꯐꯔ ꯇꯧꯏ꯫ ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯀꯤ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯗꯨꯅꯥ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨ ꯊꯦꯡꯊꯔꯕꯗꯤ, ꯅꯍꯥꯛꯅꯥ ꯑꯦꯗꯚꯥꯟꯁ ꯑꯦꯃꯥꯎꯟꯇ ꯑꯗꯨꯗꯥ ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯅꯠꯠꯔꯒꯥ ꯊꯥ ꯈꯨꯗꯤꯡꯒꯤ ꯐꯤꯁꯤꯡ ꯃꯈꯥ ꯇꯥꯅꯥ ꯂꯧꯒꯅꯤ꯫ ꯀꯃꯟ ꯑꯣꯏꯕꯥ ꯐꯤꯚꯝ ꯑꯁꯤ ꯈꯟꯅꯕꯤꯌꯨ:
ꯅꯨꯃꯤꯠ ꯱: ꯅꯍꯥꯛꯅꯥ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯃꯗꯥ ꯅꯨꯃꯤꯠ ꯳꯰ꯅꯤꯒꯤ ꯇꯔꯃꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯗꯣꯂꯔ ꯱꯰,꯰꯰꯰ ꯏꯅꯚꯣꯏꯁ ꯇꯧꯏ꯫ ꯅꯨꯃꯤꯠ ꯱: ꯑꯦꯞ ꯑꯁꯤꯅꯥ ꯳%ꯒꯤ ꯐꯤ ($꯲꯵꯵)ꯒꯤ ꯃꯃꯂꯗꯥ ꯸꯵%ꯒꯤ ꯑꯦꯗꯚꯥꯟꯁ ($꯸,꯵꯰꯰) ꯄꯤꯔꯤ꯫ ꯅꯨꯃꯤꯠ 45ꯅꯤ: ꯅꯍꯥꯛꯀꯤ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯗꯨꯅꯥ ꯍꯧꯖꯤꯛ ꯐꯥꯎꯕꯥ ꯁꯦꯜ ꯄꯤꯗ꯭ꯔꯤ꯫ ꯄ꯭ꯂꯦꯠꯐꯣꯔꯝ ꯑꯁꯤꯅꯥ ꯏꯅꯚꯣꯏꯁ ꯑꯗꯨ ꯁꯦꯇꯜ ꯇꯧꯗ꯭ꯔꯤꯉꯩꯗꯥ ꯑꯍꯦꯅꯕꯥ ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯐꯤ 1.5% (ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯗꯣꯂꯔ 127.50) ꯂꯧꯏ꯫ ꯐꯜ: ꯀꯔꯤꯒꯨꯝꯕꯥ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯗꯨꯅꯥ ꯅꯨꯃꯤꯠ 60ꯅꯤꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯁꯦꯜ ꯄꯤꯔꯕꯗꯤ, ꯅꯍꯥꯛꯀꯤ ꯑꯄꯨꯅꯕꯥ ꯐꯤ ꯑꯗꯨ ꯗꯣꯂꯔ 510ꯗꯥ ꯕꯦꯂꯨꯟ ꯇꯧꯏ꯫ ꯅꯍꯥꯛꯅꯥ ꯅꯨꯃꯤꯠ 60ꯅꯤꯒꯤ ꯑꯦꯗꯚꯥꯟꯁꯀꯤꯗꯃꯛꯇꯥ 6%ꯒꯤ ꯐꯤ ꯑꯃꯥ ꯏꯐꯦꯛꯇꯤꯚ ꯑꯣꯏꯅꯥ ꯄꯤꯈ꯭ꯔꯦ, ꯃꯁꯤ 30%ꯗꯒꯤ ꯍꯦꯅꯕꯥ ꯌꯥꯕꯥ APR ꯑꯃꯅꯤ꯫
ꯃꯁꯤꯒꯤ ꯁ꯭ꯠꯔꯀꯆꯔ ꯑꯁꯤꯅꯥ ꯑꯔꯥꯅꯕꯥ ꯏꯟꯁꯦꯟꯇꯤꯕ ꯑꯃꯥ ꯁꯦꯝꯃꯤ꯫ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯀꯝꯄꯦꯅꯤ ꯑꯁꯤꯅꯥ ꯃꯑꯣꯡ ꯑꯃꯗꯥ ꯅꯠꯠꯔꯒꯥ ꯑꯃꯗꯥ ꯄꯦꯃꯦꯟꯇ ꯐꯪꯏ, ꯑꯗꯨꯒꯥ ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯤꯅꯦꯁꯅꯥ ꯂꯦꯃꯍꯧꯔꯤꯕꯥ ꯄꯦꯃꯦꯟꯇꯀꯤ ꯔꯤꯁ꯭ꯛ ꯄꯨꯝꯅꯃꯛ ꯂꯧꯊꯣꯀꯏ꯫ ꯃꯁꯤꯅꯥ ꯊꯦꯡꯊꯕꯥ ꯏꯅꯚꯣꯏꯁ ꯑꯃꯈꯛꯇꯕꯨ ꯌꯥꯝꯅꯥ ꯊꯨꯅꯥ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯐꯤꯚꯃꯗꯥ ꯑꯣꯟꯊꯣꯀꯄꯥ ꯉꯃꯒꯅꯤ꯫
ꯑꯆꯨꯝꯕꯥ ꯃꯃꯜ ꯑꯗꯨ ꯀꯔꯝꯅꯥ ꯑꯦꯁꯦꯁ ꯇꯧꯒꯅꯤ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯗꯨ ꯀꯔꯝꯅꯥ ꯉꯥꯀꯊꯣꯛꯀꯗꯒꯦ꯫ ꯏꯅꯁ꯭ꯇꯦꯟꯇ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯑꯣꯄꯁꯟ ꯑꯃꯠꯇꯥ ꯁꯤꯖꯤꯟꯅꯗ꯭ꯔꯤꯉꯩ ꯃꯃꯥꯡꯗꯥ, ꯅꯍꯥꯛꯅꯥ ꯑꯄꯐ꯭ꯔꯟꯇ ꯑꯦꯗꯚꯥꯟꯁ ꯔꯦꯠ ꯑꯗꯨꯗꯒꯤ ꯍꯦꯟꯅꯥ ꯌꯦꯡꯒꯗꯕꯅꯤ꯫ ꯁ꯭ꯃꯥꯔꯠ ꯐꯥꯎꯟꯗꯔꯁꯤꯡꯅꯥ ꯃꯁꯤꯒꯤ ꯂꯝꯕꯤ ꯑꯁꯤꯗꯒꯤ ꯉꯥꯀꯊꯣꯛꯅꯕꯥ ꯑꯆꯨꯝꯕꯥ ꯃꯃꯂꯒꯤ ꯑꯦꯅꯥꯂꯥꯏꯁꯤꯁ ꯑꯃꯥ ꯄꯥꯡꯊꯣꯀꯏ꯫ ꯃꯁꯤꯗꯥ ꯐꯤ ꯁ꯭ꯠꯔꯀꯆꯔꯒꯤ ꯏꯐꯦꯛꯇꯤꯕ ꯑꯦꯅꯨꯑꯦꯜ ꯔꯦꯠ (ꯏ.ꯑꯦ.ꯑꯥꯔ.) ꯅꯠꯠꯔꯒꯥ ꯑꯦꯅꯨꯑꯦꯜ ꯄꯥꯔꯁꯦꯟꯇꯦꯖ ꯔꯦꯠ (ꯑꯦ.ꯄꯤ.ꯑꯥꯔ.) ꯂꯦꯄꯊꯣꯀꯄꯥ ꯌꯥꯑꯣꯔꯤ꯫ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯋꯥꯍꯪꯁꯤꯡ ꯑꯁꯤ ꯍꯪꯕꯤꯌꯨ:
ꯀꯔꯤꯒꯨꯝꯕꯥ ꯑꯩꯒꯤ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯗꯨꯅꯥ ꯃꯇꯝ ꯆꯥꯅꯥ ꯄꯤꯔꯕꯗꯤ ꯑꯄꯨꯅꯕꯥ ꯐꯤ ꯆꯥꯗꯥ ꯀꯌꯥꯅꯣ? ꯀꯔꯤꯒꯨꯝꯕꯥ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨ ꯊꯦꯡꯊꯔꯕꯗꯤ ꯑꯍꯦꯅꯕꯥ ꯄꯤꯔꯤꯌꯗꯤꯛ ꯐꯤ ꯑꯗꯨ ꯀꯔꯤꯅꯣ, ꯑꯃꯁꯨꯡ ꯃꯁꯤ ꯀꯔꯝꯅꯥ ꯂꯦꯄꯀꯅꯤ? ꯃꯤꯅꯤꯃꯝ ꯐꯤꯒꯤ ꯃꯇꯝ ꯅꯠꯠꯔꯒꯥ ꯑꯇꯩ ꯂꯣꯠꯁꯤꯜꯂꯕꯥ ꯆꯥꯔꯖꯁꯤꯡ ꯂꯩꯕ꯭ꯔꯥ? ꯀꯔꯤꯒꯨꯝꯕꯥ ꯏꯅꯚꯣꯏꯁ ꯑꯗꯨ ꯅꯨꯃꯤꯠ 90 ꯅꯠꯠꯔꯒꯥ 120ꯅꯤꯒꯤ ꯑꯣꯏꯅꯥ ꯄꯦꯃꯦꯟꯇ ꯇꯧꯗꯅꯥ ꯂꯩꯔꯕꯗꯤ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯠꯇꯕꯥ ꯁꯤꯅꯥꯔꯤꯑꯣꯒꯤ ꯃꯃꯜ ꯑꯗꯨ ꯀꯔꯤꯅꯣ?
ꯃꯁꯤꯒꯤ ꯃꯃꯜ ꯑꯁꯤ ꯇ꯭ꯔꯦꯗꯤꯁ꯭ꯅꯦꯜ ꯂꯥꯏꯅꯁꯤꯡ ꯑꯣꯐ ꯀ꯭ꯔꯦꯗꯤꯠ, ꯕꯤꯖꯤꯅꯦꯁ ꯀ꯭ꯔꯦꯗꯤꯠ ꯀꯥꯔꯗ, ꯅꯠꯠꯔꯒꯥ ꯅꯥꯏꯇꯣꯝ ꯂꯩꯕꯥ ꯀꯩꯊꯦꯂꯁꯤꯡꯗꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯁꯦꯃꯒꯠꯂꯤꯕꯥ ꯋꯥꯈꯜ ꯂꯧꯁꯤꯡ ꯂꯩꯕꯥ ꯅꯍꯥ ꯑꯣꯏꯔꯤꯕꯥ ꯑꯣꯟꯠꯔꯞꯔꯤꯅꯔꯁꯤꯡꯅꯥ ꯁꯤꯖꯤꯟꯅꯔꯤꯕꯥ ꯕꯨꯠꯁ꯭ꯠꯔꯥꯞ ꯇꯧꯕꯒꯤ ꯃꯑꯣꯡꯁꯤꯡ ꯐꯥꯑꯣꯕꯥ ꯆꯥꯡꯗꯝꯅꯕꯤꯌꯨ꯫ ꯑꯌꯥꯝꯕꯥ ꯃꯇꯃꯗꯥ, ꯂꯧꯅꯒꯅꯕꯥ ꯈꯨꯗꯣꯡꯆꯥꯕꯥ ꯑꯗꯨ ꯀꯥꯟꯅꯕꯥ ꯑꯗꯨꯗꯒꯤ ꯍꯦꯟꯅꯥ ꯋꯥꯡꯕꯥ ꯄ꯭ꯔꯤꯃꯤꯌꯝ ꯑꯃꯗꯥ ꯂꯥꯀꯏ꯫
ꯏꯟꯁꯇꯦꯟꯇ ꯀꯦꯁ ꯑꯦꯗꯚꯥꯟꯁꯁꯤꯡꯒꯤ ꯁ꯭ꯠꯔꯦꯇꯦꯖꯤꯛ ꯑꯣꯂꯇꯔꯅꯦꯇꯤꯕꯁꯤꯡ꯫ ꯈꯨꯗꯛꯀꯤ ꯑꯣꯏꯕꯥ ꯀꯦꯁ ꯐ꯭ꯂꯣ ꯄ꯭ꯔꯦꯁꯔꯅꯥ ꯔꯦꯁ ꯋꯥꯔꯦꯄꯁꯤꯡ ꯂꯧꯕꯗꯥ ꯐꯣꯔꯁ ꯇꯧꯕꯥ ꯌꯥꯏ꯫ ꯑꯗꯨꯝ ꯑꯣꯏꯅꯃꯛ, ꯔꯦꯁꯤꯂꯤꯌꯦꯟꯇ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯄꯗꯥ ꯁ꯭ꯠꯔꯦꯇꯦꯖꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯑꯦꯜ ꯄ꯭ꯂꯥꯅꯤꯡ ꯃꯊꯧ ꯇꯥꯏ꯫ ꯋꯥꯟ-ꯀ꯭ꯂꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯡꯗꯥ ꯗꯤꯐꯣꯜꯇ ꯇꯧꯕꯒꯤ ꯃꯍꯨꯠꯇꯥ, ꯐꯥꯎꯟꯗꯦꯁꯅꯦꯜ ꯁ꯭ꯇꯦꯄꯁꯤꯡ ꯑꯁꯤ ꯈꯟꯅꯕꯤꯌꯨ:
ꯅꯍꯥꯛꯀꯤ ꯏꯅꯚꯣꯏꯁꯤꯡꯒꯤ ꯇꯔꯃꯁꯤꯡ ꯃꯄꯥꯉ꯭ꯒꯜ ꯀꯅꯈꯠꯍꯅꯕꯥ: ꯑꯆꯧꯕꯥ ꯄ꯭ꯔꯣꯖꯦꯛꯇꯁꯤꯡꯒꯤꯗꯃꯛꯇꯥ ꯗꯤꯄꯣꯖꯤꯠ ꯇꯧꯕꯥ ꯃꯊꯧ ꯇꯥꯏ ꯅꯠꯠꯔꯒꯥ ꯅꯦꯠ-꯳꯰ꯒꯤ ꯃꯍꯨꯠꯇꯥ ꯅꯦꯠ-꯱꯵ꯒꯤ ꯇꯔꯃꯁꯤꯡ ꯏꯃꯞꯂꯤꯃꯦꯟꯇ ꯇꯧꯕꯥ꯫ ꯀꯦꯁ ꯔꯤꯖꯔꯚꯔ ꯑꯃꯥ ꯁꯦꯝꯕꯥ: ꯄꯦꯃꯦꯟꯇ ꯈꯨꯗꯤꯡꯃꯛꯀꯤ ꯑꯄꯤꯀꯄꯥ ꯆꯥꯗꯥ ꯑꯃꯥ ꯇꯨꯡꯗꯥ ꯂꯥꯛꯀꯗꯕꯥ ꯒꯦꯄꯁꯤꯡꯒꯤꯗꯃꯛ ꯕꯤꯖꯤꯅꯦꯁ ꯁꯦꯚꯤꯡꯁ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯃꯗꯥ ꯑꯦꯂꯣꯀꯦꯠ ꯇꯧ꯫ ꯕꯦꯉ꯭ꯀꯤꯡꯒꯤ ꯃꯔꯤꯁꯤꯡ ꯁꯦꯃꯒꯠꯄꯥ: ꯇ꯭ꯔꯦꯗꯤꯁꯅꯦꯜ ꯂꯥꯏꯟ ꯑꯣꯐ ꯀ꯭ꯔꯦꯗꯤꯠ ꯑꯃꯅꯥ, ꯍꯦꯟꯅꯥ ꯄꯦꯄꯔꯋꯥꯔꯛ ꯃꯊꯧ ꯇꯥꯔꯕꯁꯨ, ꯌꯥꯝꯅꯥ ꯍꯦꯟꯅꯥ ꯐꯕꯥ ꯔꯦꯠꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯇꯔꯃꯁꯤꯡ ꯄꯤꯔꯤ꯫ ꯇꯦꯛꯅꯣꯂꯣꯖꯤ ꯑꯁꯤ ꯂꯧꯁꯤꯡ ꯂꯩꯅꯥ ꯂꯤꯚꯔ ꯇꯧꯕꯥ: ꯂꯂꯣꯟ-ꯏꯇꯤꯛ ꯇꯧꯕꯥ ꯌꯥꯕꯥ ꯈꯨꯠꯂꯥꯌꯁꯤꯡ ꯈꯛꯇꯥ ꯅꯠꯇꯅꯥ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯗꯦꯂꯤꯕꯔꯦꯕꯂꯁꯤꯡ ꯁ꯭ꯠꯔꯤꯃꯂꯥꯏꯟ ꯇꯧꯕꯥ ꯚꯤꯗꯤꯑꯣ ꯑꯦꯗꯤꯇꯤꯡꯒꯤꯗꯃꯛꯇꯥ ꯊꯥꯒꯠꯄꯥ ꯌꯥꯕꯥ ꯑꯥꯏꯐꯣꯟ ꯑꯦꯄꯒꯨꯝꯕꯥ ꯏꯐꯤꯁꯤꯑꯦꯟꯁꯤ ꯑꯃꯁꯨꯡ ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯄꯦꯃꯦꯟꯇ ꯐꯒꯠꯍꯅꯕꯥ ꯈꯨꯠꯂꯥꯌꯁꯤꯡ ꯁꯤꯖꯤꯟꯅꯧ꯫
ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯑꯁꯤ ꯀꯔꯤꯐ꯭ꯂꯦꯛꯁꯟ ꯍꯦꯕꯤꯠ ꯅꯠꯇꯦ, ꯋꯥꯈꯜ ꯈꯟꯗꯨꯅꯥ ꯂꯩꯕꯥ ꯈꯨꯠꯂꯥꯏ ꯑꯃꯅꯤ꯫ ꯃꯌꯦꯛ ꯁꯦꯡꯕꯥ ꯕꯤꯖꯤꯅꯦꯁꯀꯤ ꯈꯣꯉꯊꯥꯡꯁꯤꯡꯅꯥ ꯂꯦꯡꯗꯕꯥ ꯚꯦꯜꯌꯨ ꯁꯦꯃꯒꯠꯄꯒꯨꯝꯅꯥ, ꯅꯍꯥꯛꯀꯤ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯊꯧꯔꯥꯡ ꯑꯁꯤꯅꯥ ꯑꯇꯦꯅꯕꯥ ꯃꯇꯃꯒꯤ ꯐꯤꯛꯁ ꯑꯃꯥ ꯄꯤꯕꯈꯛꯇꯗꯥ ꯅꯠꯇꯅꯥ ꯃꯇꯝ ꯁꯥꯡꯅꯥ ꯇꯪꯗꯨ ꯂꯩꯇꯥꯕꯥ ꯁꯦꯃꯒꯠꯀꯗꯕꯅꯤ꯫
ꯋꯥꯔꯣꯜ: ꯅꯍꯥꯛꯀꯤ ꯀꯦꯁ ꯐ꯭ꯂꯣ ꯑꯗꯨ ꯀꯟꯠꯔꯣꯜ ꯇꯧ꯫ ꯋꯥꯟ-ꯀ꯭ꯂꯤꯛ ꯐꯥꯏꯅꯥꯟꯁꯤꯡ ꯇ꯭ꯔꯦꯞ ꯑꯁꯤꯅꯥ ꯈꯨꯗꯛꯀꯤ ꯑꯣꯏꯕꯥ ꯑꯃꯁꯨꯡ ꯑꯄꯤꯀꯄꯥ ꯕꯤꯖꯤꯅꯦꯁꯁꯤꯡꯅꯥ ꯊꯦꯡꯅꯔꯤꯕꯥ ꯑꯁꯦꯡꯕꯥ ꯀꯦꯁ ꯐ꯭ꯂꯣꯒꯤ ꯁꯤꯡꯅꯕꯁꯤꯡ ꯑꯁꯤ ꯁꯣꯀꯍꯜꯂꯤ꯫ ꯀꯦꯄꯤꯇꯦꯂꯗꯥ ꯈꯨꯗꯛꯇꯥ ꯐꯪꯂꯀꯄꯥ ꯑꯁꯤ ꯌꯥꯝꯅꯥ ꯂꯨꯕꯥ ꯑꯣꯏꯔꯕꯁꯨ, ꯀꯝꯄꯥꯎꯟꯗꯒꯤ ꯐꯤ ꯑꯃꯁꯨꯡ ꯂꯣꯠꯁꯤꯜꯂꯕꯥ ꯔꯤꯁ꯭ꯀꯁꯤꯡꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯀꯟꯅꯥ ꯍꯣꯠꯅꯗꯨꯅꯥ ꯐꯪꯂꯀꯄꯥ ꯁꯦꯟꯗꯣꯏ ꯑꯗꯨ ꯆꯨꯃꯗ꯭ꯔꯤꯡꯅꯥ ꯂꯧꯊꯣꯀꯄꯥ ꯉꯃꯒꯅꯤ꯫ ꯑꯆꯨꯝꯕꯥ ꯃꯃꯜ ꯑꯗꯨ ꯈꯉꯗꯨꯅꯥ, ꯑꯆꯨꯝꯕꯥ ꯋꯥꯍꯪꯁꯤꯡ ꯍꯪꯗꯨꯅꯥ, ꯑꯃꯁꯨꯡ ꯁ꯭ꯠꯔꯦꯇꯦꯖꯤꯛ ꯑꯣꯏꯕꯥ ꯑꯂꯇꯔꯅꯦꯇꯤꯕꯁꯤꯡ ꯊꯤꯗꯣꯛꯇꯨꯅꯥ ꯑꯗꯣꯝꯅꯥ ꯁꯛꯇꯤ ꯂꯩꯕꯥ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯋꯥꯔꯦꯄꯁꯤꯡ ꯂꯧꯕꯥ ꯉꯃꯒꯅꯤ꯫ ꯈꯨꯗꯣꯡꯆꯥꯕꯥ ꯑꯁꯤꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯀꯝꯄꯦꯅꯤꯒꯤ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯍꯀꯁꯦꯂꯗꯥ ꯑꯀꯥꯌꯕꯥ ꯄꯤꯔꯣꯏꯗꯕꯅꯤ꯫ ꯍꯦꯟꯅꯥ ꯁ꯭ꯃꯥꯔꯠ ꯑꯣꯏꯕꯥ, ꯍꯦꯟꯅꯥ ꯔꯦꯁꯤꯂꯤꯌꯦꯟꯇ ꯑꯣꯏꯕꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯃꯥ ꯁꯦꯝꯕꯒꯤ ꯃꯇꯥꯡꯗꯥ ꯍꯦꯟꯅꯥ ꯋꯥꯈꯜ ꯇꯥꯕꯥ ꯐꯪꯅꯕꯒꯤꯗꯃꯛ, ꯁꯤꯃꯂꯦꯁꯅꯥ ꯁꯦꯌꯔ ꯇꯧꯔꯤꯕꯥ ꯔꯤꯁꯣꯔꯁꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯁ꯭ꯠꯔꯦꯇꯦꯖꯤꯁꯤꯡ ꯑꯗꯨ ꯊꯤꯖꯤꯜꯂꯨ꯫ ꯁꯦꯟꯗꯣꯏ ꯈꯛꯇꯗꯥ ꯍꯤꯡꯕꯥ ꯅꯠꯇꯅꯥ ꯀ꯭ꯂꯦꯔꯤꯇꯤꯗꯥ ꯍꯦꯟꯅꯥ ꯆꯥꯎꯈꯠꯄꯥ ꯕꯤꯖꯤꯅꯦꯁꯁꯤꯡ ꯁꯦꯃꯒꯠꯂꯁꯤ꯫
