Masikhulume iqiniso: umcabango wokwenza izintela cishe awukho phezulu ohlwini lwakho lwezithombe ezinhle kakhulu "zempilo yomdali". Kodwa njengoba umkhiqizo wakho ukhula, ukuqonda izibopho zakho zentela kuba semqoka njengesu lakho lokuqukethwe. Uma sibheka phambili ku-2026, isimo sentela sabadali, abagqugquzeli, kanye nabasebenza ngabodwana siyathuthuka. Ukukhuthala manje kungakusindisa ekuphathweni ikhanda—kanye nezijeziso ezinzima—kamuva. Lo mhlahlandlela uchaza lokho okudingeka ukwazi, izinyathelo ongazithatha, nokuthi ungazibekela kanjani impumelelo yezezimali onyakeni ozayo.
Ukuqonda Isimo Sakho Sentela: Ingabe Uyi-Hobbyist noma Ibhizinisi? Lo mbuzo obalulekile ubeka yonke into. I-IRS ihlukanisa phakathi kokuzilibazisa nebhizinisi ngokusekelwe kunhloso yakho yokwenza inzuzo. Ukuthola leli lungelo kubalulekile ekugcwaliseni kwango-2026.
Izinkomba Ezibalulekile Zebhizinisi (Akuyona Into Yokuzilibazisa) I-IRS ibheka izici eziningana. Awudingi ukuwashaya wonke, kodwa ukukhombisa njalo indlela yokufuna inzuzo kubalulekile.
Izinzuzo Ezingaguquguquki: Ukubonisa inzuzo yonke okungenani iminyaka emi-3 yeminyaka engu-5 edlule (kuhlanganise no-2026) kuyinkomba enamandla. Ukusebenza Okufana Nebhizinisi: Lokhu kufaka phakathi ukuba ne-akhawunti yasebhange ehlukile, ukugcina amarekhodi anemininingwane, ukuba nohlelo lwebhizinisi, nokusebenza ngenkuthalo ukukhulisa imali engenayo. Isikhathi Nomzamo: Unikela ngesikhathi esibalulekile, esivamile emsebenzini. Ukuncika Emalini Engenayo: Uthembele kule mali engenayo, noma usebenza ukuze uyenze ibe umthombo oyinhloko wemali engenayo.
Kungani Lo Mahluko Ubalulekile ngo-2026 Uma uyibhizinisi, ungadonsa izindleko ezijwayelekile nezidingekayo, okungenzeka zehlise iholo lakho elikhokhiswa intela. Imali engenayo yokuzilibazisa isakhokhiswa intela, kodwa izindleko zidonswa kuphela njengezimali ezibanjwayo ezihlanganisiwe (ezilinganiselwe kakhulu). Ngo-2026, qinisekisa ukuthi imisebenzi yakho ibonisa ngokucacile inhloso yebhizinisi lakho.
Imali Engenayo Kufanele Uyibike ngo-2026 Njengomdali, indlela ongenisa ngayo imali engenayo ihlukene. I-IRS ibheka konke njengokukhokhiswa intela. Nakhu okudingayo ukuze ulandelele imbuyiselo yakho yentela yango-2026.
Izinkokhelo Zokuthengisa Noxhaso: Imali, isheke, noma izinkokhelo eziqondile zokuthunyelwe, ama-reels, noma izindaba. Amakhomishana Okuthengisa Okusebenzisanayo: Imali engenayo evela ku-Amazon Associates, i-rewardStyle/LTK, noma amanye amanethiwekhi ahambisanayo. Imali engenayo yezikhangiso: Inzuzo ngezinkundla ezifana ne-YouTube AdSense, i-TikTok Creator Fund, noma izikhangiso ezisakazwa ngaphakathi ku-Facebook. Ukuthengiswa Komkhiqizo Wedijithali Nesevisi: Imali engenayo ngokuthengisa okusethiwe ngaphambili, ama-e-books, izifundo, ukuqeqesha, noma ubulungu. Izinkokhelo Zenkundla Namathiphu: Imali evela ku-Substack, Patreon, Ko-fi, Twitch, noma amathiphu okusakaza bukhoma. Izimpahla Namasevisi Okuhwebelana Ngayo: Inani lemakethe elifanelekile lanoma imiphi imikhiqizo yamahhala noma amasevisi owatholayo uma ushintshana ngokuphromotha libhekwa njengemali engenayo. Lelo phakethe le-skincare elingu-$500? Iyakhokhiswa intela.
Ithiphu ye-Pro: Faka phakathi ukulandelela imali engenayo. Ukusebenzisa ithuluzi le-link-in-bio elifana ne-Seemless kungasiza ukuhlela izixhumanisi zakho zokwenza imali, kwenze kube lula ukulandelela ukuthi yimiphi imikhankaso engenisa imali.
Ukudonswa Kwentela Okuphezulu Kwabadali Bokuqukethwe ngo-2026 Ukudonswa kwemali okusemthethweni kunciphisa imali engenayo ekhokhiswa intela. Gcina amarekhodi ngokucophelela namarisidi azo zonke lezi zindleko.
Ukudonswa Kwehhovisi Lasekhaya: Uma unesikhala esisetshenziswa njalo futhi esenzelwa ibhizinisi lakho kuphela, ungadonsa ingxenye yerenti/imalimboleko yakho, izinsiza, ne-inthanethi. Ungasebenzisa indlela eyenziwe lula ($5 ngonyawo lwesikwele, kufika ku-300 sq ft) noma indlela evamile esekelwe ezindlekweni zangempela. Okokusebenza Nobuchwepheshe: Amakhamera, imibhobho, ukukhanya, amakhompyutha, amafoni, nokubhaliselwe kwesofthiwe (i-Adobe Creative Cloud, Canva Pro, izinhlelo zokusebenza zokuhlela). Izindleko Zokukhiqiza Okuqukethwe: Ama-Props, ingemuva, izingubo ezikhethekile, izimali zamalayisense omculo, nemidiya yesitoko. Imfundo Nokuthuthukiswa Kochwepheshe: Izifundo, ama-workshops, izingqungquthela, nezincwadi ezihlobene ngokuqondile nokuthuthukisa amakhono akho njengomdali. Izindleko Zokumaketha Nezokuphromotha: Ukuthuthukisa okuthunyelwe, izikhangiso ezixhasiwe zekhasi lakho, amakhadi ebhizinisi, kanye nezinkokhelo zamathuluzi ebhizinisi owasebenzisayo—okuhlanganisa izinkundla zezibalo, izinsizakalo zokumaketha nge-imeyili, nesofthiwe yokuhlela. Izinkokhelo Zosonkontileka: Uma ukhokha umsizi obonakalayo, umhleli, noma umklami wezithombe ngaphezu kuka-$600 ngonyaka, uzodinga ukubanikeza Ifomu 1099-NEC (bese udonsa leyo nkokhelo njengezindleko zebhizinisi).
Izinyathelo Ezingenzeka Zokulungiselela Isikhathi Sentela sika-2026 Ungalindi kuze kube ngu-Ephreli 2027. Sebenzisa lezi zinhlelo manje ukuze wenze ukugcwalisa izintela zakho zango-2026 kungabi nazihibe.
1. Hlukanisa Izimali Zakho Vula i-akhawunti yokuhlola ibhizinisi elizinikele kanye nekhadi lesikweletu. Lesi sinyathelo esisodwa senza ukulandelela imali engenayo nezindleko kube lula kakhulu futhi siqinisa ukuma kwakho "kwebhizinisi" ne-IRS.
2. Sebenzisa Uhlelo Lokukhokha Lwentela Lwekota Uma ulindele ukukweleta u-$1,000 noma ngaphezuluizintela zonyaka, cishe udinga ukukhokha izintela ezilinganiselwe zekota. Lezi kumele izikhathi ezine ngonyaka:
Ephreli 15, 2026 (ye-Q1: Jan-Mar) Juni 16, 2026 (ye-Q2: Apr-May) Septhemba 15, 2026 (ye-Q3: Jun-Aug) Januwari 15, 2027 (ye-Q4: Sep-Dec)
Bala lokhu ngokusekelwe esikweletini sakho sentela sangonyaka odlule noma emalini elinganiselwe elinganiselwe yonyaka wakho wamanje. Ukweqa lezi kungaholela ezijezisweni zenkokhelo encane.
3. Khetha Isakhiwo Sebhizinisi Esilungile Abadali abaningi baqala njenge-prietorship eyodwa (elula, kodwa akukho ukuvikelwa kwesibopho somuntu siqu). Njengoba ukhula, thintana nochwepheshe wezentela mayelana nokusungula i-LLC noma i-S-Corporation ngo-2026. Lokhu kungakunikeza ukuvikelwa kwesibopho sezomthetho kanye nezinzuzo zentela ezingaba khona, kodwa zize nokuyinkimbinkimbi nezindleko.
4. Tshala Kumathuluzi Ezibalo Sebenzisa isofthiwe yokubala njenge-QuickBooks Self-Employed, FreshBooks, noma i-Wave ukuze uxhume ama-akhawunti akho, uhlukanise okwenziwayo ngokwezigaba, futhi ukhiqize izitatimende zenzuzo nokulahlekelwa. Isipredishithi esilula singasebenza ekuqaleni, kodwa okuzenzakalelayo kusindisa impilo.
5. Sebenza Nochwepheshe Qasha i-accountant noma uchwepheshe wentela oqonda imali engenayo yomnotho wabadali. Bangaqinisekisa ukuthi ukhulisa imali ebanjwayo, ufayela ngendlela efanele, futhi uhlelela ikusasa. Imali yabo futhi iyizindleko zebhizinisi ezidonswayo.
Ukuzulazula kwezintela njengomdali wokuqukethwe ngo-2026 kumayelana nokwamukela indima yakho njengomnikazi webhizinisi. Ngokuqonda ukuthi iyiphi imali engenayo okufanele uyibike, yiziphi izindleko okufanele uzidonse, nokusebenzisa amasistimu ahlakaniphile manje, uguqula inkathi yentela isuke emthonjeni wengcindezi ibe ukuhlola okujwayelekile kwebhizinisi lakho elikhulayo. Khumbula, ukukhokha izintela kusho ukuthi wenza imali—ngakho nakhu u-2026 onenzuzo nohleleke kahle! Ulungele ukuhleleka? Qala ngokubuyekeza imali engenayo kusukela kwikota edlule bese uvule leyo akhawunti yasebhange yebhizinisi ehlukene. Ikusasa lakho lizokubonga.
