ꯀ꯭ꯔꯤꯌꯦꯇꯔ, ꯏꯅꯐ꯭ꯂꯨꯑꯦꯟꯖꯔ ꯅꯠꯠꯔꯒꯥ ꯑꯄꯤꯀꯄꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯣꯅꯔ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯒꯤ ꯃꯥꯂꯦꯝ ꯑꯁꯤꯗꯥ ꯈꯣꯉꯊꯥꯡ ꯊꯥꯡꯖꯤꯅꯕꯥ ꯑꯁꯤ ꯊꯥꯖꯕꯥ ꯌꯥꯗꯕꯥ ꯃꯑꯣꯡꯗꯥ ꯅꯨꯡꯉꯥꯏꯕꯥ ꯑꯃꯅꯤ꯫ ꯑꯗꯣꯝꯅꯥ ꯑꯗꯣꯃꯒꯤ ꯄ꯭ꯌꯥꯁꯟ ꯑꯗꯨ ꯑꯗꯣꯃꯒꯤ ꯄ꯭ꯔꯣꯐꯦꯁꯟꯗꯥ ꯑꯣꯟꯊꯣꯛꯂꯤ, ꯑꯣꯗꯤꯑꯣ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯂꯤ, ꯑꯃꯁꯨꯡ ꯑꯔꯣꯏꯕꯗꯥ ꯁꯣꯠꯊꯔꯕꯥ ꯃꯤꯑꯣꯏꯁꯤꯡ ꯑꯗꯨ ꯀꯧꯔꯤ꯫ ꯑꯗꯨꯕꯨ ꯀꯟꯇꯦꯟꯇ ꯁꯦꯝꯕꯥ ꯑꯃꯁꯨꯡ ꯀꯝꯝꯌꯨꯅꯤꯇꯤ ꯁꯦꯃꯒꯠꯄꯒꯤ ꯃꯔꯛꯇꯥ, ꯃꯇꯨꯡꯗꯥ ꯋꯥꯈꯜ ꯈꯅꯕꯥ ꯉꯃꯗꯕꯥ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯂꯝ ꯑꯃꯥ ꯂꯩꯔꯤ: ꯅꯍꯥꯛꯀꯤ ꯁꯦꯟꯃꯤꯠꯂꯣꯟ꯫ ꯅꯍꯥꯛꯀꯤ ꯁꯦꯅꯐꯝ ꯑꯗꯨ ꯏꯐꯦꯛꯇꯤꯕ ꯑꯣꯏꯅꯥ ꯃꯦꯅꯦꯖ ꯇꯧꯕꯥ ꯍꯥꯌꯕꯁꯤ ꯍꯤꯡꯅꯕꯒꯤ ꯋꯥꯐꯝ ꯈꯛꯇꯒꯤ ꯅꯠꯇꯦ; ꯃꯁꯤ ꯁꯁ꯭ꯇꯦꯅꯦꯕꯜ ꯒ꯭ꯔꯣꯊ, ꯀ꯭ꯔꯤꯌꯦꯇꯤꯕ ꯐ꯭ꯔꯤꯗꯝ, ꯑꯃꯁꯨꯡ ꯃꯇꯝ ꯁꯥꯡꯅꯥ ꯋꯥꯈꯂꯒꯤ ꯁꯥꯟꯇꯤꯒꯤ ꯌꯨꯝꯐꯃꯅꯤ꯫ ꯒꯥꯏꯗꯂꯥꯏꯟ ꯑꯁꯤꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯄꯨꯟꯁꯤꯕꯨ ꯀꯟꯠꯔꯣꯜ ꯇꯧꯅꯕꯥ ꯇꯉꯥꯏꯐꯗꯕꯥ, ꯆꯠꯅꯕꯥ ꯌꯥꯕꯥ ꯈꯣꯡꯊꯥꯡꯁꯤꯡꯒꯤ ꯃꯔꯛꯇꯥ ꯆꯠꯍꯅꯒꯅꯤ, ꯗꯣꯂꯔ ꯈꯨꯗꯤꯡꯃꯛ ꯇ꯭ꯔꯦꯛ ꯇꯧꯕꯗꯒꯤ ꯍꯧꯔꯒꯥ ꯇꯨꯡꯒꯤꯗꯃꯛ ꯊꯧꯔꯥꯡ ꯇꯧꯕꯐꯥꯑꯣꯕꯥ꯫
ꯅꯍꯥꯛꯀꯤ ꯐꯥꯏꯅꯥꯟꯁꯤꯑꯦꯜ ꯐꯥꯎꯟꯗꯦꯁꯟ ꯁꯦꯃꯒꯠꯄꯥ: ꯅꯟ-ꯅꯦꯒꯣꯁꯤꯑꯦꯕꯂꯁꯤꯡ꯫ ꯒ꯭ꯔꯣꯊꯀꯤꯗꯃꯛ ꯁ꯭ꯠꯔꯦꯇꯦꯖꯤꯛ ꯑꯣꯏꯕꯥ ꯉꯝꯗ꯭ꯔꯤꯉꯩ ꯃꯃꯥꯡꯗꯥ ꯑꯗꯣꯝꯅꯥ ꯑꯀꯅꯕꯥ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯌꯨꯝꯐꯝ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯄꯥ ꯃꯊꯧ ꯇꯥꯏ꯫ ꯃꯁꯤꯅꯥ ꯑꯣꯔꯒꯥꯅꯥꯏꯖ ꯇꯧꯕꯥ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤꯗꯃꯛꯇꯥ ꯑꯣꯇꯣꯃꯦꯇꯤꯛ ꯑꯣꯏꯅꯥ ꯊꯕꯛ ꯇꯧꯕꯥ ꯁꯤꯁ꯭ꯇꯦꯃꯁꯤꯡ ꯁꯦꯝꯕꯥ ꯍꯥꯌꯕꯅꯤ, ꯃꯔꯝ ꯑꯗꯨꯅꯥ ꯅꯍꯥꯛꯅꯥ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯕꯥ ꯊꯕꯛ ꯑꯗꯨꯗꯥ ꯃꯤꯠꯌꯦꯡ ꯊꯝꯕꯥ ꯌꯥꯏ꯫
ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯃꯁꯨꯡ ꯄꯔꯁꯣꯅꯦꯜ ꯐꯥꯏꯅꯥꯟꯁꯁꯤꯡ ꯇꯣꯉꯥꯟꯅꯥ ꯊꯝꯃꯨ꯫ ꯃꯁꯤ ꯔꯨꯜ ꯅꯝꯕꯔ ꯑꯃꯥꯅꯤ꯫ ꯗꯦꯗꯤꯀꯦꯇꯦꯗ ꯕꯤꯖꯅꯦꯁ ꯆꯦꯀꯤꯡ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯃꯥ ꯍꯥꯡꯗꯣꯀꯎ꯫ ꯅꯍꯥꯛꯀꯤ ꯏꯅꯀꯝ ꯄꯨꯝꯅꯃꯛ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯁꯤꯗꯥ ꯆꯪꯒꯗꯕꯅꯤ, ꯑꯃꯁꯨꯡ ꯕꯤꯖꯤꯅꯦꯁꯀꯥ ꯃꯔꯤ ꯂꯩꯅꯕꯥ ꯆꯥꯗꯤꯡ ꯄꯨꯝꯅꯃꯛ ꯃꯁꯤꯗꯒꯤ ꯄꯤꯒꯗꯕꯅꯤ꯫ ꯃꯁꯤꯒꯤ ꯇꯣꯈꯥꯏꯕꯥ ꯑꯁꯤ ꯃꯈꯥꯗꯥ ꯄꯤꯔꯤꯕꯁꯤꯡꯒꯤꯗꯃꯛ ꯌꯥꯝꯅꯥ ꯃꯔꯨ ꯑꯣꯏ:
ꯃꯌꯦꯛ ꯁꯦꯡꯕꯥ: ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯤꯅꯦꯁꯀꯤ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯍꯀꯁꯦꯜ ꯑꯗꯨ ꯈꯨꯗꯛꯇꯥ ꯎꯕꯥ ꯐꯪꯒꯅꯤ꯫ ꯇꯦꯛꯁꯁꯤꯡ: ꯇꯦꯛꯁꯀꯤ ꯃꯇꯃꯗꯥ ꯂꯥꯀꯄꯥ ꯗꯤꯗꯛꯇꯤꯕꯜ ꯑꯦꯛꯁꯄꯦꯟꯁꯅꯁꯤꯡ ꯇ꯭ꯔꯦꯛ ꯇꯧꯕꯗꯥ ꯍꯣꯠꯅꯕꯥ ꯌꯥꯗꯕꯥ ꯑꯣꯏꯍꯜꯂꯤ꯫ ꯄ꯭ꯔꯣꯐꯦꯁ꯭ꯅꯦꯂꯤꯖꯝ: ꯀ꯭ꯂꯥꯏꯟꯇꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯕ꯭ꯔꯥꯟꯗꯁꯤꯡꯗꯥ ꯍꯦꯟꯅꯥ ꯄ꯭ꯔꯣꯐꯦꯁ꯭ꯅꯦꯜ ꯑꯣꯏꯕꯥ ꯏꯃꯦꯖ ꯑꯃꯥ ꯄꯤꯔꯤ꯫ ꯂꯤꯒꯦꯜ ꯄ꯭ꯔꯣꯇꯦꯛꯁꯟ: ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯅꯥ ꯑꯦꯜ.ꯑꯦꯜ.ꯁꯤ.
ꯏꯅꯀꯝ ꯑꯃꯁꯨꯡ ꯑꯦꯛꯁꯄꯦꯟꯁꯟ ꯇ꯭ꯔꯦꯛ ꯇꯧꯕꯒꯤ ꯑꯥꯔꯠ ꯃꯥꯁ꯭ꯇꯔ ꯇꯧꯕꯥ꯫ ꯅꯍꯥꯛꯅꯥ ꯃꯥꯄꯜ ꯁꯨꯕꯥ ꯉꯃꯗꯕꯥ ꯑꯗꯨ ꯅꯍꯥꯛꯅꯥ ꯃꯦꯅꯦꯖ ꯇꯧꯕꯥ ꯉꯃꯗꯦ꯫ ꯇ꯭ꯔꯥꯟꯖꯦꯛꯁꯟ ꯈꯨꯗꯤꯡꯃꯛ ꯔꯦꯀꯣꯔꯗ ꯇꯧꯅꯕꯥ ꯏꯆꯝ ꯆꯝꯕꯥ ꯁ꯭ꯞꯔꯦꯗꯁꯤꯠ ꯑꯃꯥ, ꯀ꯭ꯕꯤꯀꯕꯨꯀꯁ ꯅꯠꯠꯔꯒꯥ ꯐ꯭ꯔꯦꯁꯕꯨꯀꯁꯒꯨꯝꯕꯥ ꯑꯦꯞ ꯑꯃꯥ ꯅꯠꯠꯔꯒꯥ ꯀꯠꯊꯣꯛꯂꯕꯥ ꯅꯣꯇꯕꯨꯛ ꯑꯃꯥ ꯐꯥꯎꯕꯥ ꯁꯤꯖꯤꯟꯅꯧ꯫ ꯅꯍꯥꯛꯀꯤ ꯆꯥꯗꯤꯡꯁꯤꯡ (ꯈꯨꯗꯝ ꯑꯣꯏꯅꯥ, ꯁꯣꯐꯇꯋꯥꯌꯔ ꯁꯕꯁ꯭ꯛꯔꯤꯄꯁꯟ, ꯏꯛꯌꯨꯏꯄꯃꯦꯟꯇ, ꯍꯣꯝ ꯑꯣꯐꯤꯁ, ꯃꯥꯔꯀꯦꯇꯤꯡ, ꯇ꯭ꯔꯥꯚꯦꯜ) ꯀꯦꯇꯦꯒꯣꯔꯤ ꯈꯥꯌꯗꯣꯀꯎ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ ꯏꯅꯀꯃꯒꯤ ꯁꯣꯔꯁꯁꯤꯡ ꯑꯗꯨ ꯅꯣꯠ ꯇꯧ꯫ ꯇ꯭ꯔꯦꯛ ꯇꯧꯕꯒꯤ ꯂꯦꯞꯇꯅꯥ ꯆꯠꯅꯕꯤ ꯑꯃꯥ ꯂꯩꯕꯅꯥ-ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯌꯥꯝꯅꯥ ꯐꯩ-ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯑꯉꯀꯄꯥ ꯊꯧꯗꯣꯀꯁꯤꯡ ꯊꯤꯡꯏ꯫
ꯄꯦ-ꯌꯨꯔꯁꯦꯜ ꯁꯤꯁ꯭ꯇꯦꯝ ꯑꯃꯥ ꯁꯦꯝꯃꯨ꯫ ꯅꯍꯥꯛꯅꯥ ꯁꯦꯜ ꯃꯊꯧ ꯇꯥꯕꯥ ꯃꯇꯝ ꯈꯨꯗꯤꯡꯗꯥ ꯅꯍꯥꯛꯀꯤ ꯕꯤꯖꯅꯦꯁ ꯑꯦꯀꯥꯎꯟꯇꯇꯥ ꯂꯨꯄꯊꯣꯀꯄꯒꯤ ꯃꯍꯨꯠꯇꯥ, ꯐꯣꯔꯃꯦꯜ ꯑꯣꯏꯕꯥ "ꯄꯦꯃꯦꯟꯇ" ꯑꯃꯥ ꯁꯦꯝꯃꯨ꯫ ꯊꯥ ꯑꯃꯗꯥ ꯑꯃꯨꯛ ꯅꯠꯠꯔꯒꯥ ꯑꯅꯤꯔꯛ, ꯁꯦꯠ ꯇꯧꯔꯕꯥ ꯁꯦꯂꯔꯤ ꯑꯃꯥ ꯅꯠꯠꯔꯒꯥ ꯅꯍꯥꯛꯀꯤ ꯄ꯭ꯔꯣꯐꯤꯇꯀꯤ ꯆꯥꯗꯥ ꯑꯃꯥ ꯅꯍꯥꯛꯀꯤ ꯄꯔꯁꯣꯅꯦꯜ ꯑꯦꯀꯥꯎꯟꯇꯇꯥ ꯇ꯭ꯔꯥꯟꯁꯐꯔ ꯇꯧ꯫ ꯃꯁꯤꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯄꯔꯁꯣꯅꯦꯜ ꯕꯖꯦꯠ ꯃꯦꯅꯦꯖ ꯇꯧꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯏ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯅꯥ ꯇꯦꯛꯁ ꯅꯠꯠꯔꯒꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯔꯤꯏꯅꯚꯦꯁ꯭ꯇꯃꯦꯟꯇꯀꯤꯗꯃꯛꯇꯥ ꯊꯝꯂꯤꯕꯥ ꯁꯦꯅꯐꯝ ꯑꯗꯨ ꯑꯁꯣꯏ-ꯑꯉꯥꯝ ꯌꯥꯑꯣꯗꯅꯥ ꯁꯤꯖꯤꯟꯅꯗꯕꯥ ꯁꯣꯏꯗꯅꯥ ꯑꯣꯏꯍꯜꯂꯤ꯫
ꯇꯦꯛꯁ ꯃꯦꯖ ꯑꯁꯤ ꯃꯥꯏꯄꯥꯀꯄꯥ꯫ ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯥ ꯃꯤꯑꯣꯏꯁꯤꯡꯒꯤ ꯑꯣꯏꯅꯗꯤ ꯇꯦꯛꯁ ꯑꯁꯤ ꯆꯍꯤ ꯑꯃꯗꯥ ꯑꯃꯨꯛꯇꯪ ꯄꯥꯡꯊꯣꯀꯄꯥ ꯊꯧꯗꯣꯛ ꯑꯃꯅꯤ; ꯃꯈꯣꯌꯁꯤꯡ ꯑꯁꯤ ꯂꯦꯞꯇꯅꯥ ꯆꯠꯊꯔꯤꯕꯥ ꯊꯧꯗꯥꯡ ꯑꯃꯅꯤ꯫ ꯄ꯭ꯔꯣꯑꯦꯛꯇꯤꯚ ꯃꯦꯅꯦꯖꯃꯦꯟꯇ ꯑꯁꯤ ꯁ꯭ꯠꯔꯦꯁ ꯑꯃꯁꯨꯡ ꯄꯦꯅꯥꯜꯇꯤꯁꯤꯡ ꯊꯤꯡꯅꯕꯒꯤ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯃꯆꯥꯛ ꯑꯃꯅꯤ꯫
ꯅꯍꯥꯛꯀꯤ ꯇꯦꯛꯁꯀꯤ ꯑꯣꯕꯂꯤꯒꯦꯁꯅꯁꯤꯡ ꯑꯗꯨ ꯈꯪꯖꯤꯅꯕꯤꯌꯨ꯫ ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯥ ꯃꯤꯑꯣꯏ ꯑꯃꯥ ꯑꯣꯏꯅꯥ, ꯅꯍꯥꯛꯅꯥ ꯑꯥꯏ.ꯑꯥꯔ.ꯑꯦꯁ.ꯇꯥ (ꯑꯃꯁꯨꯡ ꯑꯌꯥꯝꯕꯥ ꯃꯇꯃꯗꯥ ꯅꯍꯥꯛꯀꯤ ꯁ꯭ꯇꯦꯠ)ꯗꯥ ꯊꯥ ꯇꯔꯨꯛꯀꯤ ꯑꯣꯏꯅꯥ ꯑꯦꯁ꯭ꯇꯤꯃꯦꯠ ꯇꯧꯔꯕꯥ ꯇꯦꯛꯁꯁꯤꯡ ꯄꯤꯕꯒꯤ ꯗꯥꯌꯠꯕ ꯂꯧꯏ꯫ ꯃꯁꯤꯗꯥ ꯏꯅꯀꯝ ꯇꯦꯛꯁ ꯑꯃꯁꯨꯡ ꯁꯦꯜꯐ-ꯏꯃꯞꯂꯣꯏꯃꯦꯟꯇ ꯇꯦꯛꯁ (ꯁꯣꯁꯤꯑꯦꯜ ꯁꯦꯛꯌꯨꯔꯤꯇꯤ ꯑꯃꯁꯨꯡ ꯃꯦꯗꯤꯀꯦꯜ) ꯌꯥꯑꯣꯔꯤ꯫ ꯊꯥ ꯇꯔꯨꯛꯀꯤ ꯑꯣꯏꯅꯥ ꯑꯔꯣꯌꯕꯥ ꯇꯥꯡꯁꯤꯡ ꯑꯁꯤ ꯃꯥꯡꯍꯅꯕꯅꯥ ꯄꯦꯅꯥꯜꯇꯤ ꯄꯤꯕꯥ ꯌꯥꯏ꯫
ꯙꯔꯃꯒꯤ ꯑꯣꯏꯕꯥ ꯃꯑꯣꯡꯗꯥ ꯇꯦꯛꯁꯀꯤꯗꯃꯛ ꯁꯦꯜ ꯊꯥꯗꯕꯥ꯫ ꯑꯐꯕꯥ ꯔꯨꯜ ꯑꯃꯗꯤ ꯅꯍꯥꯛꯅꯥ ꯐꯪꯂꯤꯕꯥ ꯄꯦꯃꯦꯟꯇ ꯈꯨꯗꯤꯡꯃꯛꯀꯤ 25-30%ꯗꯤ "TAXES" ꯍꯥꯌꯅꯥ ꯂꯦꯕꯦꯜ ꯇꯧꯕꯥ ꯇꯣꯉꯥꯅꯕꯥ, ꯍꯥꯏ-ꯏꯜꯗ ꯁꯦꯚꯤꯡꯁ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯃꯗꯥ ꯊꯃꯒꯗꯕꯅꯤ꯫ ꯃꯁꯤ ꯍꯥꯟꯅꯅꯥ ꯁꯤꯖꯤꯟꯅꯔꯕꯥ ꯁꯦꯅꯐꯝ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯈꯅꯕꯤꯌꯨ꯫ ꯊꯥ ꯇꯔꯨꯛꯀꯤ ꯑꯣꯏꯅꯥ ꯇꯦꯛꯁ ꯄꯤꯕꯒꯤ ꯃꯇꯝ ꯌꯧꯔꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯁꯦꯅꯐꯝ ꯑꯗꯨ ꯉꯥꯏꯗꯨꯅꯥ ꯐꯃꯗꯨꯅꯥ ꯂꯩꯔꯤ꯫
ꯅꯍꯥꯛꯀꯤ ꯗꯤꯗꯛꯁꯅꯁꯤꯡ ꯑꯗꯨ ꯈꯪꯖꯤꯅꯕꯤꯌꯨ꯫ ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯒꯤ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯆꯥꯎꯕꯥ ꯀꯥꯟꯅꯕꯁꯤꯡꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯑꯃꯗꯤ ꯅꯍꯥꯛꯀꯤ ꯇꯦꯛꯁ ꯊꯤꯕꯥ ꯌꯥꯕꯥ ꯏꯅꯀꯝ ꯍꯟꯊꯍꯟꯅꯕꯥ ꯂꯦꯖꯤꯁ꯭ꯂꯦꯇꯤꯕ ꯕꯤꯖꯤꯅꯦꯁꯀꯤ ꯆꯥꯗꯤꯡꯁꯤꯡ ꯂꯧꯊꯣꯀꯄꯥ ꯑꯁꯤꯅꯤ꯫ ꯀ꯭ꯔꯤꯌꯦꯇꯔꯁꯤꯡꯒꯤꯗꯃꯛꯇꯥ ꯀꯃꯟ ꯑꯣꯏꯕꯥ ꯗꯤꯗꯛꯁꯅꯁꯤꯡꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯃꯈꯥꯗꯥ ꯄꯤꯔꯤꯕꯁꯤꯡ ꯑꯁꯤ ꯌꯥꯑꯣꯔꯤ:
ꯍꯣꯝ ꯑꯣꯐꯤꯁꯀꯤ ꯆꯥꯗꯤꯡ (ꯁꯤꯝꯄꯂꯐꯥꯏꯗ ꯅꯠꯠꯔꯒꯥ ꯗꯤꯇꯦꯜ ꯃꯦꯊꯗ) ꯈꯨꯠꯂꯥꯌꯁꯤꯡ: ꯀꯦꯃꯦꯔꯥ, ꯀꯝꯞꯌꯨꯇꯔ, ꯃꯥꯏꯛꯔꯣꯐꯣꯟ, ꯃꯩ ꯊꯥꯅꯕꯥ꯫ ꯁꯣꯐꯇꯋꯥꯌꯔ & ꯁꯕꯁ꯭ꯛꯔꯤꯄꯁꯟ: ꯑꯦꯗꯤꯇꯤꯡ ꯑꯦꯄꯁꯤꯡ, ꯄ꯭ꯔꯣꯖꯦꯛꯇ ꯃꯦꯅꯦꯖꯃꯦꯟꯇ ꯇꯨꯂꯁꯤꯡ, ꯂꯤꯉ꯭ꯛ-ꯏꯟ-ꯕꯥꯏꯑꯣ ꯄ꯭ꯂꯦꯇꯐꯣꯔꯃꯁꯤꯡ꯫ ꯃꯥꯔꯀꯦꯇꯤꯡ & ꯑꯦꯗꯚꯥꯔꯇꯥꯏꯖꯃꯦꯟꯇꯀꯤ ꯃꯃꯜ꯫ ꯑꯦꯖꯨꯀꯦꯁꯟ: ꯀꯣꯔꯁꯁꯤꯡ, ꯀꯅꯐꯔꯦꯟꯁꯁꯤꯡ, ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ ꯂꯃꯒꯥ ꯃꯔꯤ ꯂꯩꯅꯕꯥ ꯂꯥꯏꯔꯤꯀꯁꯤꯡ꯫ ꯅꯍꯥꯛꯀꯤ ꯐꯣꯟ ꯑꯃꯁꯨꯡ ꯏꯟꯇꯔꯅꯦꯠ ꯕꯤꯂꯁꯤꯡꯒꯤ ꯁꯔꯨꯛ ꯑꯃꯥ꯫
ꯅꯍꯥꯛꯀꯤ ꯗꯤꯗꯛꯁꯅꯁꯤꯡ ꯑꯗꯨ ꯃꯌꯦꯛ ꯁꯦꯡꯅꯥ ꯃꯦꯛꯁꯤꯃꯥꯏꯖ ꯇꯧꯔꯤꯕ꯭ꯔꯥ ꯍꯥꯌꯕꯗꯨ ꯌꯦꯡꯅꯕꯒꯤꯗꯃꯛ ꯃꯇꯝ ꯄꯨꯝꯅꯃꯛꯇꯥ ꯀ꯭ꯕꯥꯂꯤꯐꯥꯏꯗ ꯑꯦꯀꯥꯎꯟꯇꯦꯟꯇ ꯅꯠꯠꯔꯒꯥ ꯇꯦꯛꯁ ꯄ꯭ꯔꯣꯐꯦꯁꯅꯦꯜ ꯑꯃꯒꯥ ꯇꯥꯟꯅꯧ꯫
ꯑꯥꯏꯔꯦꯒꯨꯂꯔ ꯏꯅꯀꯃꯒꯤꯗꯃꯛ ꯕꯖꯦꯠ ꯁꯦꯝꯕꯥ ꯑꯃꯁꯨꯡ ꯄ꯭ꯂꯥꯅꯤꯡ ꯇꯧꯕꯥ꯫ ꯀꯨꯝꯃꯩ ꯅꯠꯠꯔꯒꯥ ꯂꯃꯍꯥꯡꯗꯥ ꯈꯣꯉꯍꯥꯃꯗꯕꯥ ꯑꯁꯤ ꯀꯃꯟ ꯑꯣꯏꯕꯥ ꯁꯤꯡꯅꯕꯥ ꯑꯃꯅꯤ꯫ ꯚꯦꯔꯤꯑꯦꯕꯜ ꯏꯅꯀꯃꯒꯤ ꯑꯀꯣꯌꯕꯗꯥ ꯕꯖꯦꯠ ꯑꯃꯥ ꯁꯦꯝꯕꯗꯥ ꯇ꯭ꯔꯦꯗꯤꯁ꯭ꯅꯦꯜ ꯑꯣꯏꯕꯥ ꯹ꯗꯒꯤ ꯵ ꯐꯥꯑꯣꯕꯒꯤ ꯁꯦꯂꯔꯤꯗꯒꯤ ꯇꯣꯉꯥꯅꯕꯥ ꯑꯦꯞꯔꯣꯆ ꯑꯃꯥ ꯃꯊꯧ ꯇꯥꯏ꯫
ꯅꯍꯥꯛꯀꯤ ꯕꯦꯖ ꯂꯥꯏꯟ ꯄꯔꯁꯣꯅꯦꯜ ꯕꯖꯦꯠ ꯑꯗꯨ ꯂꯦꯄꯊꯣꯀꯎ꯫ ꯑꯍꯥꯅꯕꯗꯥ, ꯅꯍꯥꯛꯀꯤ ꯄꯔꯁꯣꯅꯦꯜ "ꯅꯠ" ꯑꯗꯨ ꯈꯪꯖꯤꯅꯕꯤꯌꯨ- ꯚꯥꯔꯥ, ꯌꯨꯇꯤꯂꯤꯇꯤꯁꯤꯡ, ꯒ꯭ꯔꯣꯁꯔꯤꯁꯤꯡ, ꯏꯟꯁꯨꯔꯦꯟꯁ, ꯑꯃꯁꯨꯡ ꯁꯦꯟꯗꯣꯏ ꯄꯤꯕꯅꯆꯤꯡꯕꯥ ꯇꯉꯥꯏꯐꯗꯕꯥ ꯄꯣꯠꯂꯃꯁꯤꯡ ꯀꯣꯀꯍꯟꯅꯕꯥ ꯊꯥ ꯈꯨꯗꯤꯡꯒꯤ ꯅꯍꯥꯛꯅꯥ ꯃꯊꯧ ꯇꯥꯕꯥ ꯃꯤꯅꯤꯃꯝ ꯑꯣꯏꯕꯥ ꯑꯗꯨ꯫ ꯃꯁꯤ ꯑꯗꯣꯃꯒꯤ ꯅꯟ-ꯅꯦꯒꯣꯁꯤꯌꯦꯕꯜ ꯕꯦꯖ ꯂꯥꯏꯅꯅꯤ꯫
"ꯄ꯭ꯔꯥꯏꯑꯣꯔꯤꯇꯤ-ꯕꯦꯖ" ꯅꯠꯠꯔꯒꯥ "ꯏꯅꯀꯝ ꯕꯀꯦꯠ" ꯁꯤꯁ꯭ꯇꯦꯝ ꯑꯃꯥ ꯁꯤꯖꯤꯟꯅꯧ꯫ ꯁꯦꯅꯐꯝ ꯂꯥꯀꯄꯥ ꯃꯇꯃꯗꯥ, ꯃꯁꯤ ꯑꯣꯔꯗꯔ ꯑꯁꯤꯒꯤ ꯃꯇꯨꯡꯏꯟꯅꯥ ꯑꯦꯂꯣꯀꯦꯠ ꯇꯧꯕꯤꯌꯨ:
ꯇꯦꯛꯁꯁꯤꯡ: ꯈꯨꯗꯛꯇꯥ ꯅꯍꯥꯛꯀꯤ ꯲꯵-꯳꯰% ꯑꯗꯨ ꯊꯃꯖꯤꯜꯂꯨ꯫ ꯇꯉꯥꯏ ꯐꯗꯕꯁꯤꯡ: ꯊꯥ ꯑꯗꯨꯒꯤ ꯑꯣꯏꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯄꯔꯁꯣꯅꯦꯜ ꯕꯦꯖ ꯂꯥꯏꯟ ꯕꯖꯦꯠꯇꯥ ꯐꯟꯗ ꯄꯤꯌꯨ꯫ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯣꯄꯔꯦꯇꯤꯡ ꯑꯦꯛꯁꯄꯦꯟꯁꯅꯁꯤꯡ: ꯁꯕꯁ꯭ꯛꯔꯤꯄꯁꯟ, ꯍꯣꯁ꯭ꯇꯤꯡ, ꯑꯃꯁꯨꯡ ꯇꯨꯂꯁꯤꯡꯒꯨꯝꯕꯥ ꯃꯊꯧ ꯇꯥꯕꯥ ꯃꯃꯂꯁꯤꯡ ꯀꯣꯚꯔ ꯇꯧ꯫ ꯈꯨꯗꯝ ꯑꯣꯏꯅꯥ, ꯅꯍꯥꯛꯀꯤ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯂꯤꯉ꯭ꯛ ꯄꯨꯝꯅꯃꯛ ꯃꯐꯝ ꯑꯃꯗꯥ ꯀꯟꯁꯣꯂꯤꯗꯦꯠ ꯇꯧꯅꯕꯥ ꯁꯤꯃꯂꯦꯁꯒꯨꯝꯕꯥ ꯌꯥꯝꯅꯥ ꯁꯤꯖꯤꯟꯅꯕꯥ ꯌꯥꯕꯥ ꯈꯨꯠꯂꯥꯌ ꯑꯃꯥ ꯁꯤꯖꯤꯟꯅꯕꯁꯤ ꯁ꯭ꯃꯥꯔꯠ ꯑꯣꯄꯔꯦꯇꯤꯡ ꯑꯃꯅꯤ꯫ꯅꯍꯥꯛꯀꯤ ꯀꯟꯇꯦꯟꯇ ꯑꯗꯨ ꯏꯐꯦꯛꯇꯤꯚ ꯑꯣꯏꯅꯥ ꯃꯣꯅꯤꯇꯥꯏꯖ ꯇꯧꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯂꯤꯕꯥ ꯆꯥꯗꯤꯡ꯫ ꯏꯃꯔꯖꯦꯟꯁꯤ & ꯁꯦꯚꯤꯡꯁ ꯐꯟꯗ: ꯁꯦꯚꯤꯡꯁꯇꯥ ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯠ ꯇꯧꯗꯨꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯏꯁꯥꯕꯨ ꯃꯊꯪꯒꯤ ꯑꯣꯏꯅꯥ ꯄꯤꯌꯨ꯫ ꯒ꯭ꯔꯣꯊ & ꯔꯤꯏꯅꯚꯦꯁ꯭ꯇꯃꯦꯟꯇ: ꯑꯅꯧꯕꯥ ꯏꯛꯌꯨꯏꯄꯃꯦꯟꯇ, ꯀꯣꯔꯁ, ꯅꯠꯠꯔꯒꯥ ꯃꯥꯔꯀꯦꯇꯤꯡꯗꯥ ꯐꯟꯗ ꯄꯤꯕꯥ꯫ ꯗꯤꯁꯛꯔꯤꯁꯅꯔꯤ ꯁ꯭ꯄꯦꯟꯗꯤꯡ: ꯂꯦꯃꯍꯧꯔꯤꯕꯥ ꯑꯁꯤ ꯅꯨꯡꯉꯥꯏꯕꯥ ꯑꯃꯁꯨꯡ ꯑꯦꯛꯁꯠꯔꯥꯒꯤꯗꯃꯛꯇꯅꯤ꯫
ꯑꯆꯦꯠꯄꯥ ꯏꯃꯔꯖꯦꯟꯁꯤ ꯐꯟꯗ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯄꯥ꯫ ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯁꯤꯡꯒꯤ ꯑꯣꯏꯅꯗꯤ, ꯏꯃꯔꯖꯦꯟꯁꯤ ꯐꯟꯗ ꯑꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯑꯔꯣꯏꯕꯥ ꯁꯦꯐꯇꯤ ꯅꯦꯇꯅꯤ꯫ ꯅꯍꯥꯛꯀꯤ ꯕꯦꯖ ꯂꯥꯏꯟ ꯄꯔꯁꯣꯅꯦꯜ ꯑꯦꯛꯁꯄꯦꯟꯁꯅꯁꯤꯡꯒꯤ ꯊꯥ 3-6 (ꯅꯠꯠꯔꯒꯥ ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯅꯥ ꯉꯝꯂꯕꯗꯤ ꯃꯁꯤꯗꯒꯤ ꯍꯦꯟꯅꯥ) ꯀꯅꯕꯥ ꯉꯝꯅꯕꯥ ꯄꯥꯟꯗꯝ ꯊꯝꯃꯨ꯫ ꯐꯟꯗ ꯑꯁꯤ ꯑꯆꯨꯝꯕꯥ ꯑꯦꯃꯔꯖꯦꯟꯁꯤꯁꯤꯡꯒꯤꯗꯃꯛꯇꯅꯤ-ꯑꯅꯥꯕꯥ ꯊꯥ ꯑꯃꯥ, ꯀ꯭ꯂꯥꯏꯑꯦꯟꯇ ꯑꯃꯥ ꯃꯥꯡꯈꯤꯕꯥ ꯅꯠꯠꯔꯒꯥ ꯊꯥꯖꯗꯕꯥ ꯔꯤꯄꯦꯌꯔꯁꯤꯡꯒꯤꯗꯃꯛꯇꯅꯤ-ꯑꯅꯧꯕꯥ ꯀꯦꯃꯦꯔꯥ ꯑꯄꯒ꯭ꯔꯦꯗ ꯇꯧꯅꯕꯥ ꯐꯟꯗ ꯄꯤꯅꯕꯒꯤꯗꯃꯛ ꯅꯠꯇꯦ꯫
ꯒ꯭ꯔꯣꯊ ꯑꯃꯁꯨꯡ ꯂꯣꯡ ꯇꯔꯃꯒꯤꯗꯃꯛ ꯄ꯭ꯂꯥꯅꯤꯡ ꯇꯧꯕꯥ꯫ ꯇꯉꯥꯏ ꯐꯗꯕꯁꯤꯡ ꯑꯗꯨ ꯂꯣꯏꯁꯤꯜꯂꯕꯥ ꯃꯇꯨꯡꯗꯥ, ꯅꯍꯥꯛꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯃꯤꯠꯌꯦꯡ ꯑꯗꯨ ꯍꯤꯡꯅꯕꯒꯤ ꯂꯝꯕꯤꯗꯒꯤ ꯍꯦꯟꯅꯥ ꯆꯥꯎꯈꯠꯄꯥ ꯑꯃꯁꯨꯡ ꯂꯦꯡꯗꯕꯥ ꯂꯟ-ꯊꯨꯝ ꯁꯦꯃꯒꯠꯄꯗꯥ ꯍꯣꯡꯗꯣꯀꯄꯥ ꯌꯥꯏ꯫
ꯅꯍꯥꯛꯀꯤ ꯏꯅꯀꯝ ꯁ꯭ꯠꯔꯤꯃꯁꯤꯡ ꯑꯗꯨ ꯃꯈꯜ ꯀꯌꯥ ꯊꯣꯀꯍꯅꯒꯗꯕꯅꯤ꯫ ꯕ꯭ꯔꯥꯟꯗ ꯗꯤꯜ ꯅꯠꯠꯔꯒꯥ ꯄ꯭ꯂꯦꯠꯐꯣꯔꯝ ꯑꯃꯈꯛꯇꯗꯥ ꯊꯥꯖꯕꯥ ꯊꯝꯕꯥ ꯑꯁꯤ ꯔꯤꯁ꯭ꯛ ꯂꯩ꯫ ꯇꯪꯗꯨ ꯂꯩꯇꯥꯕꯥ ꯁꯦꯃꯒꯠꯅꯕꯥ ꯃꯁꯤꯡ ꯌꯥꯝꯂꯕꯥ ꯔꯦꯚꯤꯟꯌꯨ ꯁ꯭ꯠꯔꯤꯃꯁꯤꯡ ꯑꯦꯛꯇꯤꯕ ꯑꯣꯏꯅꯥ ꯁꯦꯃꯒꯠꯄꯥ꯫ ꯈꯟꯊꯕꯤꯌꯨ:
ꯄꯦꯁꯤꯐꯤꯛ ꯏꯅꯀꯝ: ꯗꯤꯖꯤꯇꯦꯂꯒꯤ ꯄꯣꯠꯊꯣꯀꯁꯤꯡ (ꯏ-ꯕꯨꯛ, ꯄ꯭ꯔꯤꯁꯦꯠ, ꯇꯦꯃꯞꯂꯦꯠ), ꯑꯣꯅꯂꯥꯏꯟ ꯀꯣꯔꯁ, ꯑꯦꯐꯤꯂꯤꯌꯦꯠ ꯃꯥꯔꯀꯦꯇꯤꯡ꯫ ꯑꯦꯛꯇꯤꯕ ꯏꯅꯀꯝ: ꯕ꯭ꯔꯥꯟꯗ ꯄꯥꯔꯇꯅꯔꯁꯤꯞ, ꯐ꯭ꯔꯤꯜꯌꯥꯟꯁ ꯁꯔꯕꯤꯁꯁꯤꯡ, ꯀꯣꯆꯤꯡ, ꯄꯦꯃꯦꯟꯇ ꯁ꯭ꯄꯤꯀꯤꯡ꯫ ꯀꯝꯝꯌꯨꯅꯤꯇꯤ ꯐꯟꯗꯤꯡ: ꯃꯦꯝꯕꯔꯁꯤꯞ ꯄ꯭ꯂꯦꯠꯐꯣꯔꯃꯁꯤꯡ (ꯄꯦꯠꯔꯤꯌꯟ, ꯁꯕꯁ꯭ꯇꯦꯛ), ꯆꯦꯅꯦꯜ ꯃꯦꯝꯕꯔꯁꯤꯄꯁꯤꯡ꯫
ꯅꯍꯥꯛꯀꯤ ꯔꯤꯇꯥꯏꯔꯦꯁꯟꯗꯥ ꯁꯦꯜ ꯊꯥꯗꯕꯥ꯫ ꯏꯃꯞꯂꯣꯌꯔ ꯂꯩꯇꯕꯥ ꯴꯰꯱(ꯀꯦ)? ꯀꯔꯤꯁꯨ ꯀꯥꯏꯗꯦ. ꯑꯗꯣꯃꯒꯤ ꯑꯐꯕꯥ ꯑꯣꯄꯁꯅꯁꯤꯡ ꯂꯩꯔꯤ:
ꯑꯦꯁ.ꯏ.ꯄꯤ.ꯑꯥꯏ.ꯑꯥꯔ.ꯑꯦ.: ꯁꯦꯃꯒꯠꯄꯗꯥ ꯂꯥꯏꯕꯥ, ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯁꯟ ꯂꯤꯃꯤꯠ ꯋꯥꯡꯕꯥ (ꯅꯦꯠ ꯏꯔꯅꯤꯡꯒꯤ ꯆꯥꯗꯥ ꯑꯃꯗꯥ ꯌꯨꯝꯐꯝ ꯑꯣꯏꯕꯥ)꯫ ꯁꯣꯂꯣ 401(k): ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯋꯥꯡꯕꯥ ꯄꯣꯇꯦꯟꯁꯤꯑꯦꯜ ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯁꯟ ꯂꯤꯃꯤꯠꯁꯤꯡ ꯄꯤꯔꯤ, ꯃꯁꯤꯅꯥ ꯅꯍꯥꯀꯄꯨ ꯏꯃꯞꯂꯣꯌꯔ ꯑꯃꯁꯨꯡ ꯏꯃꯞꯂꯣꯌꯤ ꯑꯅꯤꯃꯛ ꯑꯣꯏꯅꯥ ꯀꯟꯠꯔꯤꯕ꯭ꯌꯨꯠ ꯇꯧꯕꯥ ꯌꯥꯍꯜꯂꯤ꯫ ꯇ꯭ꯔꯦꯗꯤꯁꯅꯦꯜ ꯅꯠꯠꯔꯒꯥ ꯔꯣꯊ ꯑꯥꯏ.ꯑꯥꯔ.ꯑꯦ.: ꯂꯣꯌꯔꯕꯥ ꯂꯤꯃꯤꯠ ꯂꯩꯕꯥ ꯑꯆꯧꯕꯥ ꯍꯧꯔꯀꯐꯝ ꯑꯃꯅꯤ꯫
ꯑꯄꯤꯀꯄꯥ ꯍꯧꯔꯀꯎ, ꯑꯗꯨꯕꯨ ꯍꯧꯔꯀꯎ꯫ ꯆꯥꯡ ꯑꯗꯨꯗꯒꯤ ꯍꯦꯟꯅꯥ ꯀꯟꯁꯤꯁ꯭ꯇꯦꯟꯁꯤ ꯑꯁꯤ ꯍꯦꯟꯅꯥ ꯃꯔꯨꯑꯣꯏ꯫
ꯄ꯭ꯔꯣꯐꯦꯁ꯭ꯅꯦꯜ ꯍꯦꯜꯄ ꯍꯥꯌꯅꯥ ꯈꯅꯕꯤꯌꯨ꯫ ꯑꯗꯣꯃꯒꯤ ꯕꯤꯖꯤꯅꯦꯁ ꯑꯁꯤ ꯆꯥꯎꯈꯠꯂꯀꯄꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯄ꯭ꯔꯣꯐꯦꯁ꯭ꯅꯦꯂꯁꯤꯡꯗꯥ ꯁꯦꯜ ꯊꯥꯗꯕꯥ ꯑꯁꯤꯅꯥ ꯃꯁꯥꯒꯤ ꯃꯃꯜ ꯄꯤꯔꯤ꯫ ꯁꯤ.ꯄꯤ.ꯑꯦ. ꯅꯠꯠꯔꯒꯥ ꯑꯦꯅꯔꯣꯜ ꯇꯧꯔꯕꯥ ꯑꯦꯖꯦꯟꯇ ꯑꯃꯅꯥ ꯅꯍꯥꯀꯄꯨ ꯇꯦꯛꯁ ꯑꯃꯁꯨꯡ ꯃꯁꯤꯡ ꯊꯤꯉꯃꯗ꯭ꯔꯕꯥ ꯄꯨꯡ ꯀꯌꯥꯒꯤ ꯁ꯭ꯠꯔꯦꯁꯇꯥ ꯁꯦꯜ ꯀꯅꯕꯥ ꯉꯃꯒꯅꯤ꯫ ꯐꯤ ꯈꯛꯇꯒꯤ ꯑꯣꯏꯕꯥ ꯐꯥꯏꯅꯥꯟꯁꯤꯑꯦꯜ ꯄ꯭ꯂꯥꯅꯔ ꯑꯃꯅꯥ ꯅꯍꯥꯀꯄꯨ ꯁꯦꯟꯗꯣꯏ, ꯁꯦꯚꯤꯡ, ꯏꯅꯚꯦꯁ꯭ꯇꯃꯦꯟꯇ, ꯑꯃꯁꯨꯡ ꯏꯟꯁꯨꯔꯦꯟꯁꯀꯤ ꯍꯣꯂꯤꯁ꯭ꯇꯤꯛ ꯄ꯭ꯂꯥꯟ ꯑꯃꯥ ꯁꯦꯝꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯒꯅꯤ꯫
ꯆꯥꯡ ꯅꯥꯏꯅꯥ ꯔꯤꯚꯤꯌꯨ ꯇꯧꯕꯥ ꯑꯃꯁꯨꯡ ꯑꯦꯗꯖꯁ꯭ꯠ ꯇꯧꯕꯥ꯫ ꯊꯥ ꯇꯔꯨꯛꯀꯤ ꯑꯣꯏꯅꯥ "ꯐꯥꯏꯅꯥꯟꯁ ꯗꯦꯠ" ꯑꯃꯥ ꯅꯍꯥꯛꯀꯥ ꯂꯣꯌꯅꯅꯥ ꯁꯦꯠ ꯇꯧ꯫ ꯅꯍꯥꯛꯀꯤ ꯏꯅꯀꯝ ꯁ꯭ꯠꯔꯤꯃꯁꯤꯡ, ꯆꯥꯗꯤꯡꯒꯤ ꯀꯦꯇꯦꯒꯣꯔꯤꯁꯤꯡ, ꯁꯦꯚꯤꯡꯁ ꯄ꯭ꯔꯣꯒ꯭ꯔꯦꯁ, ꯑꯃꯁꯨꯡ ꯇꯦꯛꯁ ꯁꯦꯠ-ꯑꯦꯁꯥꯏꯗ ꯔꯤꯚꯤꯌꯨ ꯇꯧ꯫ ꯑꯗꯣꯃꯒꯤ ꯕꯖꯦꯠ ꯑꯗꯨ ꯍꯧꯖꯤꯀꯁꯨ ꯊꯕꯛ ꯇꯧꯔꯤꯕꯔꯥ? ꯅꯍꯥꯛꯀꯤ ꯔꯦꯠꯁꯤꯡ ꯑꯗꯨ ꯑꯦꯗꯖꯁ꯭ꯠ ꯇꯧꯕꯥ ꯃꯊꯧ ꯇꯥꯕ꯭ꯔꯥ? ꯃꯁꯤꯒꯤ ꯆꯥꯡ ꯅꯥꯏꯅꯥ ꯆꯦꯛ-ꯏꯟ ꯑꯁꯤꯅꯥ ꯅꯍꯥꯀꯄꯨ ꯗ꯭ꯔꯥꯏꯚꯔꯒꯤ ꯐꯃꯐꯃꯗꯥ ꯊꯝꯃꯤ꯫
ꯃꯁꯥꯅꯥ ꯃꯁꯥꯕꯨ ꯊꯕꯛ ꯄꯤꯖꯕꯥ ꯀ꯭ꯔꯤꯌꯦꯇꯔ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯐꯥꯏꯅꯥꯟꯁ ꯃꯦꯅꯦꯖ ꯇꯧꯕꯥ ꯍꯥꯌꯕꯁꯤ ꯅꯨꯃꯤꯠ ꯑꯃꯗꯥ ꯑꯦꯀꯥꯎꯟꯇꯤꯡ ꯑꯦꯛꯁꯄꯔꯠ ꯑꯃꯥ ꯑꯣꯏꯕꯅꯤ꯫ ꯃꯁꯤ ꯑꯗꯣꯃꯒꯤ ꯕꯤꯖꯤꯅꯦꯁꯄꯨ ꯉꯥꯀꯊꯣꯀꯄꯥ ꯑꯃꯁꯨꯡ ꯑꯗꯣꯃꯒꯤ ꯀ꯭ꯔꯤꯌꯦꯇꯤꯕꯤꯇꯤꯕꯨ ꯃꯄꯥꯉ꯭ꯒꯜ ꯀꯂꯍꯅꯕꯥ ꯉꯝꯕꯥ ꯏꯆꯝ ꯆꯝꯕꯥ, ꯇꯨꯡ ꯀꯣꯏꯅꯥ ꯆꯠꯀꯗꯕꯥ ꯂꯃꯆꯠ-ꯁꯥꯖꯠꯁꯤꯡ ꯁꯦꯃꯒꯠꯄꯅꯤ꯫ ꯅꯍꯥꯛꯀꯤ ꯁꯦꯟꯃꯤꯠꯂꯣꯟ ꯇꯣꯉꯥꯟꯅꯥ ꯊꯃꯗꯨꯅꯥ, ꯇꯦꯛꯁꯁꯤꯡ ꯃꯥꯁ꯭ꯇꯔ ꯇꯧꯗꯨꯅꯥ, ꯚꯦꯔꯤꯑꯦꯕꯜ ꯏꯅꯀꯃꯒꯤꯗꯃꯛ ꯕꯖꯦꯠ ꯇꯧꯗꯨꯅꯥ, ꯑꯃꯁꯨꯡ ꯇꯨꯡꯒꯤꯗꯃꯛ ꯊꯧꯔꯥꯡ ꯇꯧꯗꯨꯅꯥ, ꯅꯍꯥꯛꯅꯥ ꯁꯦꯟ ꯑꯁꯤ ꯋꯥꯈꯜ ꯋꯥꯕꯥ ꯍꯧꯔꯀꯐꯝ ꯑꯃꯗꯒꯤ ꯅꯤꯡꯇꯝꯕꯒꯤ ꯈꯨꯠꯂꯥꯏ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯑꯣꯟꯊꯣꯀꯏ꯫ ꯑꯗꯣꯝꯅꯥ ꯊꯥꯖꯕꯥ ꯌꯥꯗꯕꯥ ꯕ꯭ꯔꯥꯟꯗ ꯑꯃꯁꯨꯡ ꯀꯝꯝꯌꯨꯅꯤꯇꯤ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯂꯦ-ꯍꯧꯖꯤꯛ, ꯂꯥꯛꯀꯗꯧꯔꯤꯕꯥ ꯆꯍꯤꯁꯤꯡꯗꯥ ꯃꯁꯤꯕꯨ ꯅꯨꯡꯉꯥꯏꯅꯥ ꯄꯥꯡꯊꯣꯛꯅꯕꯥ ꯁꯦꯜ-ꯊꯨꯃꯒꯤ ꯇꯪꯗꯨ ꯂꯩꯇꯥꯕꯥ ꯁꯦꯃꯒꯠꯂꯦ꯫ ꯅꯍꯥꯛꯀꯤ ꯀꯣꯜ ꯇꯨ ꯑꯦꯛꯁꯟ: ꯒꯥꯏꯗꯂꯥꯏꯟ ꯑꯁꯤꯗꯒꯤ ꯈꯣꯡꯊꯥꯡ ꯑꯃꯈꯛꯇꯪ ꯊꯦꯡꯅꯅꯕꯥ ꯍꯞꯇꯥ ꯑꯁꯤꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯄꯨꯡ ꯑꯃꯥ ꯕ꯭ꯂꯣꯛ ꯇꯧ꯫ ꯑꯗꯨꯒꯨꯝꯕꯥ ꯕꯤꯖꯤꯅꯦꯁ ꯕꯦꯉ꯭ꯛ ꯑꯦꯀꯥꯎꯟꯇ ꯑꯗꯨ ꯍꯥꯡꯗꯣꯀꯄꯥ ꯑꯣꯏꯔꯕꯁꯨ, ꯇꯦꯛꯁ ꯁꯦꯚꯤꯡꯁ ꯕꯀꯦꯠ ꯑꯃꯥ ꯁꯦꯃꯒꯠꯄꯥ ꯑꯣꯏꯔꯕꯁꯨ, ꯅꯠꯠꯔꯒꯥ ꯍꯧꯈꯤꯕꯥ ꯊꯥꯒꯤ ꯆꯥꯗꯤꯡ ꯑꯗꯨ ꯁꯨꯞꯅꯒꯤ ꯌꯦꯡꯁꯤꯅꯕꯗꯥ ꯑꯣꯏꯔꯕꯁꯨ, ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯈꯣꯡꯊꯥꯡꯗꯤ ꯍꯧꯗꯣꯀꯄꯅꯤ꯫